OVO Integration & Open Finance Solution — Indonesian e-wallet

Open data & protocol analysis | QR payments, balance & transaction reconciliation APIs | compliant source delivery

Starting at $300 · Compliance-first
OpenData · OpenFinance · QR Payment · Protocol Analysis

Integrate OVO’s payments, wallet and transactions securely into your system

We provide Indonesian market-focused protocol analysis, OAuth / token authorization, QR payments and transaction reconciliation APIs, with runnable backend code (Python/Node/Go) and compliance guidance (GDPR / KVKK / local regulations).

Account & Authorization — Supports OAuth2 / token refresh, device binding strategy, MFA-ready sessions and enterprise-grade multi-account access.
QR & Merchant Acquiring — Integrates QR payment flows (merchant & consumer), callback notifications, settlement confirmations, and refund flows; supports e-receipts and invoicing.
Transaction & Billing — Transaction listings by time range, type, and merchant with exports to CSV/Excel/PDF; automated reconciliation scripts.
Rewards & Peer-to-Peer — Supports P2P transfers, rewards (OVO Points) synchronization and promotions accounting.

Deliverables & Sample Outputs

Standard Deliverables

  • OpenAPI / Swagger specifications
  • Protocol & authorization analysis (OAuth2, Token lifecycle, Webhook validation)
  • Runnable backend code (Node.js / Python), with deployment scripts
  • Automated test scripts and Postman collections
  • Compliance guidance (data minimization, logging, consent records)

Sample: Transaction Ledger Query (pseudo-code)

# POST /api/v1/ovo/transactions
# Headers: Authorization: Bearer <ACCESS_TOKEN>
{
  "wallet_id": "017XXXXXXXX",
  "from_date": "2025-10-01",
  "to_date": "2025-10-31",
  "type": ["QR_PAY","TOPUP","P2P"],
  "page": 1,
  "page_size": 50
}

Response:
{
  "status": "OK",
  "total": 124,
  "transactions": [
    {"id":"TXN20251010-1","date":"2025-10-10","amount":50000,"currency":"IDR","type":"QR_PAY","status":"SUCCESS","payer_id":"user_998"},
    {"id":"TXN20251011-2","date":"2025-10-11","amount":150000,"currency":"IDR","type":"TOPUP","status":"SUCCESS"}
  ]
}

Key Integration Scenarios

Wallet onboarding, real-time reconciliation, enterprise batch payments, FX quote subscriptions, ATM/Branch location data, and offline statement generation.

Core Benefits

  • Compliance-first: aligned with local regulations and data privacy guidance
  • Production-ready code: deployable microservices & SDKs
  • Cross-platform: Mobile SDKs (iOS/Android) and backend samples (Node/Python/Go)
  • Rapid delivery: typical integration cycle 5-15 working days
  • Transparent pricing: start at $300 with pay-on-delivery options

Security & Compliance

All work is based on customer authorization or public/authorized APIs. We use the term protocol analysis and reverse engineering for technical work, ensuring compliance with laws and platform policies.

API Integration Quick Start

1. Provide Information

  1. Target App name: OVO (provided) or equivalent
  2. Intended capabilities: transaction ledger, wallet top-up, QR payments, etc.
  3. Test accounts or access credentials (if any)

2. Execution Steps

  1. Capture protocol and endpoint mapping (HTTPS paths, request/response shapes)
  2. Model authentication (token flow, session refresh, MFA points)
  3. Wrap API and develop SDK with error handling and retry logic
  4. Compliance review and delivery (docs, test cases, compliance guidance)

About Us

We are a studio specializing in mobile app protocol analysis and third-party API integration. Our team brings experience in payments, banking, and security, delivering end-to-end solutions including OpenAPI, SDKs and testing tools.

  • Supports Android & iOS protocol analysis and API replication
  • OpenAPI, sample SDKs, and automated tests provided
  • Compliance guidance and privacy-by-design considerations
  • Transparent pricing: from $300 with optional pre-delivery samples

Contact

To start a project or request a quote, please visit our contact page and submit your app name and requirements:

Visit Contact Page

📱 Original App Description (collapsed) — Poste Italiane / Postepay

Below is the original application description provided by the user, for reference purposes only.

Poste Italiane App aims to deliver all Postepay features in a single app, including account management, card services, energy and telecom payments, and more, with a migration to the new Poste Italiane app. The old Postepay app will be deprecated; users can seamlessly migrate accounts/products to the new Poste Italiane app without creating new accounts or passwords.

Note: This description is provided for technical integration planning and does not represent official Poste Italiane documentation.